Hertfordshire & Essex's leading Estate Agents

Start to save early

It is always beneficial to save or have a deposit as a first time buyer. A 100% mortgage can be expensive, whereas a small deposit and a 80% mortgage can be better.

Decide on your budget

Choosing a property outside your price range will upset you and may place you in financial difficulty. Always be sensible when setting your highest price band.

Looking at mortgage options

At Geoffrey Matthew we have the best mortgage advisors to help you get on the first time buyers ladder.